Conditions of Use

1. These Conditions of Use

For the purposes of these conditions of use, “Lenders Lawyers” means Lenders Lawyers Pty Limited and its subsidiaries, and each of their officers, directors and employees. This website (“Site”) is operated by and on behalf of Lenders Lawyers. Upon accessing, viewing or downloading information from the Site, you agree to be bound by these conditions of use. Lenders Lawyers may change these conditions of use at any time without notice.

The Site’s purpose is only to provide information and does not purport to give professional, legal or financial advice. We strongly suggest that users of this Site make their own independent enquiries and seek their own independent advice.

2. Risk

You use this Site entirely at your own risk. Lenders Lawyers is not liable in any way for any loss or damage you, or your system, may suffer from any cause (including negligence) as a result of you using or accessing this Site, or you linking to another website from this Site. You must take your own precautions against viruses or any other malfunction.

3. No Warranty; Limitation of Liability

This Site contains information provided by Lenders Lawyers, and by others. Lenders Lawyers gives no warranty as to (and has no liability for) the accuracy, completeness, currency or reliability of any of the information on this Site, or any other website it links to. To the extent permitted by law, Lenders Lawyers is not liable for any loss or damage suffered by you, or any user of this Site, as a result of relying on any information on this Site.

Lenders Lawyers is not liable for the failure of any connection or communication service to provide or maintain your access to this Site or for any other interruption or disruption of such access or any erroneous communication between Lenders Lawyers and you, regardless of whether the connection or communication service is provided by Lenders Lawyers or a third party.

Lenders Lawyers has no liability for the quality, performance, continued availability or delays, omissions or interruptions in the delivery of the data and services available on this Site or for any other aspect of the performance of this Site. Lenders Lawyers makes no warranty as to the security of the Site, including with respect to the ability of unauthorised persons to intercept or access information transmitted by you through this Site.

THE INFORMATION ON THIS SITE IS PROVIDED “AS IS.” LENDERS LAWYERS DOES NOT WARRANT THE ACCURACY OF THE INFORMATION PROVIDED ON THE SITE, OR ON ANY SITE ACCESSED FROM THIS SITE THROUGH A HYPERTEXT LINK, EITHER EXPRESSLY OR IMPLIED, FOR ANY PARTICULAR PURPOSE AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

Lenders Lawyers shall not be responsible for any loss or damage that results from interception by third parties of any information made available to you via this Site. Although the information provided to you on this Site is obtained or compiled from sources we believe to be reliable, Lenders Lawyers cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose.

LENDERS LAWYERS MAKES NO GUARANTEE AS TO THE ACCURACY, VALIDITY, TIMELINESS, OR COMPLETENESS OF ANY INFORMATION ON THIS SITE OR ON ANY SITE TO WHICH YOU GAIN ACCESS THROUGH A LINK FROM THIS SITE.

NEITHER LENDERS LAWYERS NOR ANY OF ITS DIRECTORS, MEMBERS, OFFICERS OR EMPLOYEES, OR ANY THIRD PARTY VENDOR, WILL BE LIABLE OR HAVE ANY RESPONSIBILITY OF ANY KIND FOR ANY LOSS OR DAMAGE THAT YOU INCUR IN THE EVENT OF ANY FAILURE OR INTERRUPTION OF THIS SITE, OR THAT RESULTS FROM THE ACT OR OMISSION OF LENDERS LAWYERS OR OF ANY OTHER PARTY INVOLVED IN MAKING OR MAINTAINING THIS SITE OR THE DATA CONTAINED HEREIN AVAILABLE TO YOU, OR FROM ANY OTHER CAUSE RELATING TO YOUR ACCESS TO, INABILITY TO ACCESS, OR USE OF THE SITE OR ANY MATERIALS INCLUDED ON THIS SITE, WHETHER OR NOT THE CIRCUMSTANCES GIVING RISE TO SUCH CAUSE MAY HAVE BEEN WITHIN THE CONTROL OF LENDERS LAWYERS OR OF ANY VENDOR PROVIDING SOFTWARE OR SERVICES SUPPORT. LENDERS LAWYERS AND ITS DIRECTORS, MEMBERS, OFFICERS, EMPLOYEES, AND THIRD PARTY VENDORS ALSO SHALL HAVE NO LIABILITY OR RESPONSIBILITY OF ANY KIND FOR ANY LOSS OR DAMAGE THAT YOU INCUR AS A RESULT OF ANY INFORMATION CONTAINED ON THIS SITE OR ON ANY WEB PAGES OR SITE MAINTAINED BY ANY THIRD PARTY THAT YOU ACCESS THROUGH A HYPERTEXT LINK OR THE CLIENT LOG-IN SCREEN OF THIS SITE.

IN NO EVENT SHALL LENDERS LAWYERS OR ANY SUCH PARTIES BE LIABLE TO YOU FOR ANY DIRECT, SPECIAL, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES OR ANY OTHER DAMAGES OF ANY KIND EVEN IF LENDERS LAWYERS OR ANY OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY THEREOF.

4. Legal and financial information and advice

Any legal/financial information or advice contained on this Site is general in nature and has been prepared without taking into account your objectives, legal/financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it having regard to your circumstances. The information on this Site is not advice, and you and any user of this Site must not rely on it. Users of this Site must rely on their own independent enquiries and should seek their own independent legal and financial advice prior to making any transaction. All transactions involve risk. Past performance is not an indicator of future performance.

NOTHING CONTAINED IN THE SITE CONSTITUTES INVESTMENT, LEGAL OR TAX ADVICE. NEITHER THE INFORMATION, NOR ANY OPINION CONTAINED IN THE SITE CONSTITUTES A SOLICITATION OR OFFER BY LENDERS LAWYERS, ANY OF ITS AFFILIATES OR ANY FUND OR OTHER ENTITY MANAGED DIRECTLY OR INDIRECTLY BY ANY OF THE FOREGOING, TO ENTER INTO TRANSACTIONS, BUY OR SELL ANY SECURITIES, FUTURES, OPTIONS OR OTHER LEGAL/FINANCIAL INSTRUMENTS. DECISIONS BASED ON INFORMATION CONTAINED ON THE SITE ARE THE SOLE RESPONSIBILITY OF THE VISITOR, AND AS CONSIDERATION FOR ACCESS TO THE SITE, YOU AGREE TO HOLD LENDERS LAWYERS AND ITS OFFICERS, DIRECTORS, MANAGERS, PARTNERS, MEMBERS, SHAREHOLDERS, EMPLOYEES, AFFILIATES AND AGENTS HARMLESS FROM AND AGAINST ANY CLAIMS WHATSOEVER AND OF ANY NATURE FOR DAMAGES ARISING FROM ANY DECISIONS THAT YOU MAKE BASED ON SUCH INFORMATION.

5. Intellectual Property

Lenders Lawyers is either the owner or licensed user of the copyright in the content of this Site. No information on this Site may be reproduced, adapted, uploaded, linked to, framed, communicated, broadcast, distributed or transmitted in any way or form at all without the specific written consent of Lenders Lawyers (other than to the extent necessary to view the material on this Site or as permitted by law). If you are permitted to download any information or software from this Site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

6. Website Links

This Site may contain links to other websites operated by entities which are not owned or controlled by Lenders Lawyers. These links are provided solely as a convenience to you. Lenders Lawyers has no control over the content of these sites and is not responsible for the content of any linked website or any link contained within a linked website, or changes or updates to such websites. Lenders Lawyers makes no representations or warranties regarding the accuracy or appropriateness of the information contained on any linked website. You should make your own enquiries in relation to third parties described or linked on this Site. The inclusion of a link to a third party website does not imply endorsement of that site or any relationship or association with the site’s owners or operators. By providing a link to another website operated by a third party, Lenders Lawyers is not authorising the reproduction of any material on any such website and such material may be subject to intellectual property rights.

7. Accuracy of Information

The information made available through this website, including any expression of opinion or forecast, has been obtained from or based on sources believed by Lenders Lawyers to be reliable. Lenders Lawyers does not warrant the accuracy, completeness, reliability or currency of the information, and expressly disclaims any and all warranties, express or implied, for any purpose, including without limitation any warranty of fitness for a particular purpose or warranty of merchantability. Lenders Lawyers will not be liable for any inaccuracies, omissions or errors in the content nor for any loss or damage arising from action taken in reliance on the information.

8. No Unlawful or Prohibited Use

As a condition of your use of the Site, you warrant to Lenders Lawyers that you will not use the Site for any purpose that is unlawful or prohibited by these conditions of use. You may not use the Site in any manner which could damage, disable, overburden or impair the Site or interfere with any other party’s use or enjoyment of the Site.

9. Privacy

Please read the Lenders Lawyers Privacy Notice to understand how your personal information will be treated by Lenders Lawyers. If you have any questions regarding the Privacy Notice or the handling of your information, please contact our Privacy Officer at privacy@lenderslawyers.com.au.

10. Jurisdiction

These conditions of use are governed by and are to be construed according to the laws applicable in the State of New South Wales, Australia. You agree to the non-exclusive jurisdiction of those courts in respect of any proceedings in connection with these conditions of use or this Site. If any provision of these conditions of use is found to be invalid or unenforceable by a court of law, such invalidity and enforceability will not affect the remainder of the conditions which will continue in full force and effect.

Not all products or services discussed on this Site are available to all persons or in all geographic locations or jurisdictions. You must ensure that your access to this Site is not illegal or prohibited by the laws which apply to you. If you choose to access the Site from other locations, you do so on your own initiative and are responsible for establishing the legality, usability and correctness of any information or materials under any or all jurisdictions and the compliance of that information or material with local laws, if and to the extent local laws are applicable.

Lenders Lawyers reserves the right to limit the provision of its products or services to any person, geographic area, or jurisdiction it so desires and to limit the quantities of any product or service it provides. Any offer, recommendation or solicitation for any product or service made on this Site is void where prohibited. The information provided in or accessible through the Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Lenders Lawyers and/or its affiliates to any registration or other requirement within such jurisdiction or country.